Critical Illness

Critical illness insurance helps provide employees with financial support if diagnosed with one of the covered critical illnesses where major medical insurance left off (out-of-pocket expenses) or in the absence of major medical insurance.

Critical illness benefits are typically lump sum benefits paid directly to the employee upon diagnosis of a covered critical illness and helps employees with expenses associated with the illnesses such as heart attack, cancer, stroke, organ transplant and more. Group critical illness insurance is generally 100% employee paid and at no cost to the employer (voluntary), but the employer can contribute to the premium if they choose. Coverage is available for employee, spouse and dependents.

Avalon Group Critical Illness Insurance