Traditional major medical insurance has tremendous value, but may have limitations. Supplemental health plans are used to help employees pay for services and out-of-pocket expenses such as copayments, deductibles and coinsurance that their regular insurance does not cover.
Group supplemental health plans can be customized to meet the unique needs of any organization regardless of their major medical insurance situation. All major insurance carrier plans available to employee, spouse and dependents. Premiums can be 100% voluntary (employee paid and no cost to the employer), employer paid or contributory from both employer and employee.