Everyday injuries and illnesses interfere with your employees’ ability to work. Your employees’ paycheck helps them maintain their current lifestyle. If they find themselves unable to work, short-term disability coverage provides financial support while the employee is out of work.
Short-Term Disability coverage begins between 0-14 days after accident or injury and pays a percentage of the employee’s weekly income while the employee is out of work and unable to perform the duties of their job. Benefits period generally last anywhere from 9-52 weeks from eligibility. Coverage is available down to two lives and can be 100% voluntary (employee paid and no cost to the employer), employer paid or contributory from both employer and employee.